Back-to-school shopping can put a strain on your budget, but a little planning can go a long way! Before you start shopping, make a list of the school supplies, clothing, technology, and other essentials your family needs. Setting a budget ahead of time can help you avoid impulse purchases and keep spending on track.
A few simple ways to save include:
- Compare prices online and in stores before making a purchase.
- Look for sales, coupons, and available discounts.
- Take advantage of tax-free shopping opportunities when available.
- Consider gently used items when appropriate.
- Prioritize necessities and save nonessential purchases for later.
When it’s time to pay, your FRB Federal Credit Union debit card can help you manage everyday back-to-school purchases while staying within your budget. For larger purchases, an FRB Federal Credit Union credit card can provide added flexibility if you’re approved. Both card options offer rewards, helping you get more value from your spending.
Back-to-school expenses don’t have to catch you by surprise. An FRB Federal Credit Union savings account can help you set money aside throughout the year, making seasonal expenses easier to manage when they arrive. With thoughtful planning, smart shopping, and the right financial tools, you can start the new school year prepared and keep your finances on the honor roll.