| Prospective Rates & Terms |
Regular (Prime Shares) | Special Share Savings (Up to $49,999.99) | Special Share Savings ($50,000+) | Holiday Club Shares | Vacation Club Shares | IRA Shares |
|---|---|---|---|---|---|---|
| Prospective dividend rate | 0.10% | 0.30% | 0.40% | 0.10% | 0.10% | 0.30% |
| Annual percentage yield (APY) | 0.10% | 0.30% | 0.40% | 0.10% | 0.10% | 0.30% |
| Dividend compounded | Daily | |||||
| Dividend period | Monthly | |||||
| Minimum opening deposit | $25 | up to $49,999.99 |
$50,000 & Over |
Maintenance of membership share |
||
| Minimum balance to avoid fees | $25 | None | None | None | None | None |
| Balance method | Daily | |||||
| Account limitations | Transfer limitations apply | |||||
These are variable‑rate accounts. The rates and Annual Percentage Yields (APYs) may change at any time as determined by the credit union. Minimum balance of $25 required to obtain the advertised APY. Fees could reduce earnings on the account.
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Notice: FRBFCU will be closed on Wednesday, November 11th, for Veterans Day. Online banking, mobile banking, and our Virtual Assistant Freddie are available 24/7. Scam Alert: We've been made aware of fraudulent text messages claiming to be from Zelle®, often referencing a $180 transaction and using the phone number 804-863-7582. This is not a legitimate Zelle number. Do not click any links or respond to the message. |
