Fees
Annual Fees
LOANLINER® Plan Annual Fee – $0.00
Transaction Fees
CU LoC Member initiated transfer fee – $0.00
CU LoC Auto System Overdraft Transfer Fee – $0.00
CU LoC Staff Initiated Overdraft Transfer Fee – $0.00
Phone or Fax Transfer Request – $0.00
Penalty Fees
Returned Payment Fee – $35.00 plus $5.00 per week until item cleared.
How we will calculate your balance: We will use a balance computation method called daily balance. See your account Agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account Agreement.
LOANLINER® Plan Annual Fee: There are no annual fees attached to this plan.
CU LoC Member initiated transfer fee: There is no fee if you make your own transfer to cover possible overdrafts.
CU LoC Auto System Overdraft Transfer Fee: If the credit union makes an automated transfer to cover an overdraft on your share account you will be charged this fee.
CU LoC Staff Initiated Overdraft Transfer Fee: If the credit union staff make a transfer to cover an overdraft on your share account you will be charged this fee.
Phone or Fax Transfer Request: If you contact the credit union to request that a transfer be made you will be charged this fee.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreements, including reasonable attorney’s fees not in excess of 15% of the unpaid debt and all court costs.
