Main Number: 866-385-9281 (Toll-Free)   |   St. Louis Office: 314-444-8904   |   Email:   |   ABA#: 254074581

Home Equity Loans

Want to put the equity in your home to work for you? A home equity loan or home equity line of credit may be just what you need.

Home Equity Loan: for a large expenditure

  • One-time advance
  • Fixed rate
  • Repaid over up to 15 years
  • Maximum LTV: 70% (including any existing liens)
  • Easy Online Application!

Home Equity Line of Credit (HELOC): For Flexible Spending Needs

  • Multiple advances during the first five years
  • Repaid over 15 years at the end of the 5-year advance period
  • Variable rate, indexed to prime, with a floor of 3.5% and a cap of 18%.*
  • Maximum LTV: 70% (including any existing liens)
  • Easy Online Application!

*The rate resets every six months, and can increase no more than 1% at each reset date


Some good reading on home loans from our friends at the Federal Reserve: 

Home equity loans are available for primary residences, second homes, and investment properties.  The second home loans and investment properties are subject to a 1.00% increase in the interest rates in the above table and may be subject to other restrictions.

Phone: 866-385-9281
2001 Constitution Avenue, NW Washington, DC 20551