How will you pay for an unexpected expense?  You don’t know what it will be, or when it will happen, or how much it will be. I promise you, though, it will happen. It might be a car repair, a vet bill, a new water heater, a new phone, a new computer, the list goes on and...Read More

Are you looking ahead to retirement? To relaxing and doing all those things you don’t have time to do now? In retirement, you will have lots more time to do what you love and hopefully less expenses; but you will also have less income. Plan ahead! When you are ready to retire, you want your finances to...Read More

If this past year has taught us anything, it is that tomorrow is never promised. We must live each day to the fullest and protect our loved ones if something should happen to us. We must think of the future in clear-eyed terms, and not put off what needs to be done. It is extremely important to...Read More