If the crazy swings in the market these past several months have taught us one thing, it is to have some of your retirement savings invested in something that does not lose value. The tried-and-true Term Certificate is a great example of a more stable place to keep your savings, and rates are up.
An IRA (Individual Retirement Account) with a portfolio of Term Certificates with different maturities will earn you money no matter what the market does and will provide that balance you need. You can also keep some IRA money in a savings account for extra liquidity in retirement, too. Visit our website under accounts for valuable information on IRAs and open an IRA with FRB Federal Credit Union® today.