Did you know that you can leverage your Certificate balance to secure a competitive-rate loan? If you want to keep access to your savings while using its financial power to free up cash, a Savings Secured Loan is for you!

Open a term share certificate today!  Complete this form and email to help@frbfcu.org.

If you’re already a member, you can log into Online Banking to open your new Term Certificate!

**For maturities less than one year: you will forfeit an amount equal to the lesser of 90 days of dividends or dividends earned since issuance or renewals of the certificate. For maturities of one year or more: you will forfeit an amount equal to the lesser of 180 days of dividends or dividends earned since issuance or renewals of the certificate. There is no penalty for early withdrawal upon the death of the primary owner.