Main Number: 866-385-9281 (Toll-Free)   |   St. Louis Office: 866-385-9281, Press 3   |   Email: help@frbfcu.org   |   RTN/ABA #: 254074581

Fee Schedule

Membership

One share in Share Savings Account—$25.00 par value.

Share Savings Account

Maintain minimum balance of $25.00 or pay a $2.00 monthly fee.

Notary & Signature Guarantee Services

Notary Services: No charge for members; $10 per document for non members.
Medallion Signature Guarantees: No charge for members; $75 per document for non members.

Share draft checking

Fee/Charge Amount
Non-sufficient funds $35.00
Non-sufficient available funds $35.00
Stop payment order $35.00
Purchase of drafts (checks) varies by style
Additional draft supplies
(registers, vinyl covers, etc.)
$0.50 each

Electronic funds transfer fees (e.g. ACH, POS)

Fee/Charge Amount
Non-sufficient funds $35.00
Non-sufficient available funds $35.00
Stop payment order $35.00

ATM, Visa® Debit, Credit card

Fee/Charge Amount
Replacement card (lost/misplaced) $10.00
Fraud, stolen, destroyed No charge
Rush Orders $35.00

Transfer fees

Fee/Charge Amount
Online member-initiated transfer FREE
Phone system member-initiated transfer FREE
Signed authorization member-initiated transfer FREE
Overdraft system transfer FREE

Other service fees

Fee/Charge Amount
Domestic wire transfer $25.00 each
International wire transfer $40.00 each
Money order $2.00 each
Official check (cashier’s check) $5.00 each
Official check stop payment $35.00 each
Deposited item return $35.00 per check

Administrative fees

Fee/Charge Amount
Statement copy $2.50 per page
Account activity print out $2.00 per page
Account verification $15.00 per item
Attachment/levy processing $35.00 per item
Account research $10.00 first hour, $25.00 per hour thereafter
Account reconciliation

$20.00 first hour, $25.00 per hour thereafter

“Abandoned” Dormant account $25.00 per contact letter
Returned mail fee $10.00 per letter