Home Equity Loans - FRB Federal Credit Union

Main Number: 866-385-9281 (Toll-Free) | St. Louis Office: 866-385-9281, Press 3 | Email: help@frbfcu.org | RTN/ABA #: 254074581

Home Equity Loans

Want to put the equity in your home to work for you? A home equity loan or home equity line of credit may be just what you need.

Home Equity Loan: for a large expenditure

One-time advance
Fixed rate
Repaid over up to 15 years
Maximum LTV: 70% (including any existing liens)
Easy Online Application!

Home Equity Line of Credit (HELOC): For Flexible Spending Needs

Multiple advances during the first five years
Repaid over 15 years at the end of the 5-year advance period
Variable rate, indexed to prime, with a floor of 3.5% and a cap of 18%.*
Maximum LTV: 70% (including any existing liens)
Easy Online Application!

*The rate resets every six months, and can increase no more than 1% at each reset date

Some good reading on home loans from our friends at the Federal Reserve:

Home Equity Loans are available for primary residences.

Phone: 866-385-9281

2001 Constitution Avenue, NW Washington, DC 20551

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