Main Number: 866-385-9281 (Toll-Free)   |   St. Louis Office: 866-385-9281, Press 3   |   Email: help@frbfcu.org   |   RTN/ABA #: 254074581

Savings Rates

Share (savings) rates
Effective February 1, 2026

Prospective Rates
& Terms
Regular (Prime Shares) Special Share Savings (Up to $49,999.99) Special Share Savings ($50,000+) Holiday Club Shares Vacation Club Shares IRA Shares
Prospective dividend rate 0.10% 0.30% 0.40% 0.10% 0.10% 0.30%
Annual percentage yield (APY) 0.10% 0.30% 0.40% 0.10% 0.10% 0.30%
Dividend compounded Daily
Dividend period Monthly
Minimum opening deposit $25 up to
$49,999.99
$50,000 &
Over
Maintenance of
membership share
Minimum balance to avoid fees $25 None None None None None
Balance method Daily
Account limitations Transfer limitations apply

 

These are variable‑rate accounts. The rates and Annual Percentage Yields (APYs) may change at any time as determined by the credit union. Minimum balance of $25 required to obtain the advertised APY. Fees could reduce earnings on the account.

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2001 Constitution Avenue, NW Washington, DC 20551
Phone: 866-385-9281
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