Main Number: 866-385-9281 (Toll-Free)   |   St. Louis Office: 866-385-9281, Press 3   |   Email: help@frbfcu.org   |   RTN/ABA #: 254074581

Savings Rates

Share (savings) rates
Effective December 1, 2024

Prospective Rates
& Terms
Regular (Prime Shares) Special Share Savings (Up to $49,999.99) Special Share Savings ($50,000+) Holiday Club Shares Vacation Club Shares IRA Shares
Prospective dividend rate 0.10% 0.30% 0.40% 0.10% 0.10% 0.30%
Annual percentage yield (APY) 0.10% 0.30% 0.40% 0.10% 0.10% 0.30%
Dividend compounded Daily
Dividend period Monthly
Minimum opening deposit $25 up to
$49,999.99
$50,000 &
Over
Maintenance of
membership share
Minimum balance to avoid fees $25 None None None None None
Balance method Daily
Account limitations Transfer limitations apply