Life can be hectic, but your loan payments don’t have to be! Set up Direct Deposit and Automatic Payments from your FRBFCU® Checking Account.
Have an unexpected expense? Need new furniture or appliances? Want to consolidate high interest debt? Urgent bills piling up? Planning a wedding? A Personal Loan can help you get the funds you need for whatever life throws your way.
| Approximate Term | Annual Percentage Rate (APR) As low As*: |
|---|---|
| 12 months | 10.00% |
| 24 months | 10.50% |
| 36 months | 11.00% |
| 48 months | 12.00% |
| 60 months | 14.00% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
A $15,000 personal loan at 11.00% for 36 months would have monthly payments of approximately $491.22.
Gain access to a Personal Line of Credit that’s available for any expenses you may encounter. You have the flexibility to use and repay your line of credit as you need it!
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| 20 months | 10.00% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
A personal line of credit with a $10,000 limit at 10.00% would have a monthly payment of $500. This assumes the full credit line has been used.
We’re here to help you buy the car of your dreams! Our New Auto Loans will help you secure a new car right off the dealership lot.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 3.99% |
| 37-48 months | 4.29% |
| 49-60 months | 4.29% |
| 61-72 months | 4.79% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
**$35,000 Minimum Advance
A $45,000 New Vehicle loan at 4.29% for 60 months would have monthly payments of approximately $834.77. No down payment required. Maximum loan-to-value of 110% without GAP. Maximum loan-to-value of 125% with GAP added.
Used is great, too! Get the used vehicle you’ve had your eye on with help from our affordable Used Auto Loan rates.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 4.99% |
| 37-48 months | 5.29% |
| 49-60 months | 5.29% |
| 61-72 months | 6.29% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
A $20,000 Used Vehicle loan at 5.29% for 60 months would have monthly payments of approximately $380.16. No down payment required. Maximum loan-to-value of 110% without GAP. Maximum loan-to-value of 125% with GAP added.
Ready to transition from four wheels to two? Purchase your new or used Motorcycle with help from our Motorcycle Loan.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 8.00% |
| 37-48 months | 8.50% |
| 49-60 months | 8.50% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
A $25,000 New Motorcycle loan at 8.50% for 60 months would have monthly payments of approximately $513.06. No down payment required. Maximum loan-to-value of 110% without GAP. Maximum loan-to-value of 125% with GAP added.
Ready to transition from four wheels to two? Purchase your new or used Motorcycle with help from our Motorcycle Loan.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 8.50% |
| 37-48 months | 11.00% |
| 49-60 months | 11.00% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
A $15,000 Used Motorcycle loan at 11.00% for 48 months would have monthly payments of approximately $387.81. No down payment required. Maximum loan-to-value of 110% without GAP. Maximum loan-to-value of 125% with GAP added.
Hit the open road and enjoy the outdoors with financing help from our Boat, Camper, and RV Loans.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 7.50% |
| 37-48 months | 9.00% |
| 49-60 months | 9.25% |
| 61-72 months | 9.50% |
| 73-84 months** | 9.50% |
| 85-120 months** | 9.75% |
| 121-180 months*** | 10.75% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
**$25,000 minimum for terms over 72 months
***For boat loans of 121-180 months, USCG reg/living facilities required
A $30,000 New Boat/Camper/RV loan at 9.25% for 60 months would have monthly payments of approximately $626.58. Maximum LTV 110%.
Hit the open road and enjoy the outdoors with financing help from our Boat, Camper, and RV Loans.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 8.50% |
| 37-48 months | 10.00% |
| 49-60 months | 10.00% |
| 61-72 months | 10.25% |
| 73-84 months** | 11.50% |
| 85-120 months** | 12.25% |
| 121-180 months*** | 13.25% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
**$25,000 minimum for terms over 72 months
***For boat loans of 121-180 months, USCG reg/living facilities required
A $20,000 Used Boat/Camper/RV loan at 10.00% for 60 months would have monthly payments of approximately $425.08. No down payment required. Maximum loan-to-value of 110%.
A short-term alternative to payday loans.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| All | 18.00% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
An $800 Quick Pay at 18.00% granted on a bi-weekly pay frequency would have 2 bi-weekly payments of approximately $403.16.
Borrow against the funds you already have in a share account* with the credit union with a Savings Secured Loan. Put your savings to work for you!
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 84 months | Share Dividend Rate + 3% |
*Only Regular Savings Accounts and Regular Term Certificates can be used as collateral for a Savings Secured Loan. Shares in IRAs and Trust Accounts are not eligible for Share Secured Loans.
Put your savings to work for you! Borrow against your funds that are deposited in a Certificate with the credit union.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 84 months | Term Share Dividend Rate + 3% |
Enjoy great rates and rewards on your everyday purchases by putting an FRBFCU® Visa® Credit Card in your wallet!
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| 7.50% |
*Rates are subject to change, and not all applicants will qualify for the lowest rate. Your final APR is determined after we review your application and credit profile.
A Visa Credit Card with a $10,000 limit at 7.50% would have a monthly payment of $300. This assumes the full credit line has been used.
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Notice: On Thursday, 2/26, Online & Mobile Banking will have a new multi-factor authentication update. You will receive a one-time passcode (OTP) by text message or phone call when logging in. Please ensure we have your correct phone number on file. |
