Life can be hectic, but your loan payments don’t have to be! Set up Direct Deposit and Automatic Payments from your FRBFCU® Checking Account.
Have an unexpected expense? Need new furniture or appliances? Want to consolidate high interest debt? Urgent bills piling up? Planning a wedding? A Personal Loan can help you get the funds you need for whatever life throws your way.
| Approximate Term | Annual Percentage Rate (APR) As low As*: |
|---|---|
| 12 months | 10.00% |
| 24 months | 10.50% |
| 36 months | 11.00% |
| 48 months | 12.00% |
| 60 months | 14.00% |
| 72 months | 16.00% |
| 84 months | 18.00% |
*Rates are based on an evaluation of credit history, so your rates may differ.
Gain access to a Personal Line of Credit that’s available for any expenses you may encounter. You have the flexibility to use and repay your line of credit as you need it!
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| 20 months | 10.00% |
We’re here to help you buy the car of your dreams! Our New Auto Loans will help you secure a new car right off the dealership lot.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 4.75% |
| 37-48 months | 5.00% |
| 49-60 months | 5.00% |
| 61-72 months | 6.25% |
| 73-84 months** | 8.25% |
*Rates are based on an evaluation of credit history, so your rates may differ.
**$35,000 Minimum Advance
Used is great, too! Get the used vehicle you’ve had your eye on with help from our affordable Used Auto Loan rates.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 6.25% |
| 37-48 months | 6.50% |
| 49-60 months | 6.50% |
| 61-72 months | 8.00% |
| 73-84 months** | 9.00% |
*Rates are based on an evaluation of credit history, so your rates may differ.
**$25,000 Minimum Advance
Ready to transition from four wheels to two? Purchase your new or used Motorcycle with help from our Motorcycle Loan.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 8.00% |
| 37-48 months | 8.50% |
| 49-60 months | 8.50% |
| 61-72 months** | 8.50% |
| 73-84 months** | 9.75% |
*Rates are based on an evaluation of credit history, so your rates may differ.
**$30,000 Minimum Advance
Ready to transition from four wheels to two? Purchase your new or used Motorcycle with help from our Motorcycle Loan.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 8.50% |
| 37-48 months | 11.00% |
| 49-60 months | 11.00% |
*Rates are based on an evaluation of credit history, so your rates may differ.
Hit the open road and enjoy the outdoors with financing help from our Boat, Camper, and RV Loans.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 7.50% |
| 37-48 months | 9.00% |
| 49-60 months | 9.25% |
| 61-72 months | 9.50% |
| 73-84 months** | 9.50% |
| 85-120 months** | 9.75% |
| 121-180 months*** | 10.75% |
*Rates are based on an evaluation of credit history, so your rates may differ.
**$25,000 minimum for terms over 72 months
***For boat loans of 121-180 months, USCG reg/living facilities required
Hit the open road and enjoy the outdoors with financing help from our Boat, Camper, and RV Loans.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 36 months | 8.50% |
| 37-48 months | 10.00% |
| 49-60 months | 10.00% |
| 61-72 months | 10.25% |
| 73-84 months** | 11.50% |
| 85-120 months** | 12.25% |
| 121-180 months*** | 13.25% |
*Rates are based on an evaluation of credit history, so your rates may differ.
**$25,000 minimum for terms over 72 months
***For boat loans of 121-180 months, USCG reg/living facilities required
Need a quick, short-term loan that’s affordable? Our Quick Pay Loan can help if your net pay is direct deposited in your credit union account.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| All | 18.00% |
*Rates are based on an evaluation of credit history, so your rates may differ.
Borrow against the funds you already have in a share account* with the credit union with a Savings Secured Loan. Put your savings to work for you!
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 84 months | Share Dividend Rate + 3% |
*Only Regular Savings Accounts and Regular Term Certificates can be used as collateral for a Savings Secured Loan. Shares in IRAs and Trust Accounts are not eligible for Share Secured Loans.
Put your savings to work for you! Borrow against your funds that are deposited in a Certificate with the credit union.
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| Up to 84 months | Term Share Dividend Rate + 3% |
Enjoy great rates and rewards on your everyday purchases by putting an FRBFCU® Visa® Credit Card in your wallet!
| Approximate Term | Annual Percentage Rate (APR) As Low As*: |
|---|---|
| 7.50% |
