Written by Jean Chatzky Here’s a primer on when and why you may need life insurance protection. Do One Thing: If you already have a life insurance policy at work, check with your HR department for a full explanation of benefits so you know exactly what your loved ones will receive in case something happens to […]
Written by Jean Chatzky Why finances can cause relationship conflicts and what to do about it. Do one thing: If you find it difficult to talk about money, it’s time to get some practice. Confide in your partner or a trusted friend and set a time to have a talk on one topic, which can be […]
We are proud to share our beautiful new, limited edition calendar featuring Chinese paintings by Julia Burke! Check out each month below. January 2024 February 2024 March 2024 April 2024 May 2024 June 2024 July 2024 August 2024 September 2024 October 2024 November 2024 December 2024
Written by Chris O’Shea Why signature loans with no credit checks are not a smart financial move. When cash is tight and you get hit with an emergency expense, you might find yourself considering a signature loan with no credit check. It can be a risky move due to the high interest rates, but it […]
The big banks and brokerages are “calling” high-rate CDs! Do you know what that means? CD rates are falling, but you locked in a nice high-rate CD with a big bank or brokerage firm, so you think your returns are safe, right? Don’t bet on it! Many high-rate CDs are “callable,” meaning the big bank […]
Written by Chris O’Shea Things you should know about installing solar panels on your home. Adding solar panels to your home can reduce your environmental footprint and save you some cash. However, while there’s no denying the former, the latter can be a bit tricky. Here’s what you should know about the costs and considerations […]
Written by Chris O’Shea The pros and cons of 401(k) loans. A 401(k) loan can be a useful financial tool. As the name suggests, it allows you to borrow money from your 401(k) and use that money on other expenses. There are a few factors where it may make financial sense as an alternative to […]
(That Aren’t Snowball or Avalanche) Written by Jean Chatzky Consider these methods for paying down your high-interest debt. Do one thing: Set aside an hour and take a look at your last two months of financial statements. Review credit card expenses and checking account expenditures to see where your money is going. Debt Weighing Heavy on […]
Written by Jean Chatzky A quick and painless way to shave dollars off your monthly bill and hundreds of dollars off your total interest paid. Ever thought about refinancing your car loan to capture a lower interest rate? It can be done.Unlike refinancing a home mortgage, the process is quick, and easy, with relatively low […]
Theresa Trimble, our President & CEO, is often asked “why should I bank at your credit union instead of one of the big banks?” She always explains how credit unions exist to serve their members—we don’t have stockholders demanding a return on their investment. Because we focus on our members’ needs, we charge low, and often […]