Have you bought crypto currencies or NFTs (Non-Fungible Tokens)? Are you curious, but waiting for crypto to be more mainstream? Do you think crypto is “the emperor’s new money” and basically fake? In the simplest terms, crypto currencies and NFTs are computer code secured assets using complex cryptography. Are they worth anything? Bitcoin, the granddaddy of cryptos, is now […]
You could win $1,000 when you spruce up your banking routine! Spring is the perfect time to clean up your finances and give them a fresh start. Did you know you can manage most banking tasks anywhere and anytime from your mobile app? And, as part of our Spring Sweepstakes, you’re entered for a chance […]
Everyone knows that having a realistic budget in place is a good idea, but have you created your own budget? Budgeting is the important first step to taking control of your finances! An easy budgeting rule to follow is the 50/30/20 rule. This budgeting method splits your income into three “buckets” and is a great […]
Buy Now Pay Later (BNPL) is becoming more and more popular, but is it a good idea? BNPL, or Buy Now Pay Later, is everywhere in stores and online as a way to pay for a purchase. You get your merchandise and pay for it interest free over several weeks or a couple of months. The payments […]
It is so hard to think about death, our own or our loved ones’. We know we should plan for what would happen if we were to pass away suddenly, but often, we put it off. A sudden death reminds us that we do not know the day or the hour ahead of time, and […]
Easily stay on top of your accounts with Account Alerts! You’re busy, but you know it’s important to stay on top of your accounts. We’re here to make it easy to set up account alerts, make changes to them or remove them so that you can best manage your funds! (Who hasn’t set up an alert […]
No such thing as free money? Why, sure there is! Every time you use your FRBFCU® debit card for a purchase, you can be earning money — real money! – with uChoose Rewards! How do you get that free money, you ask? By signing up for UChoose Rewards through Online Banking or the Mobile Banking App. The link […]
These types of digital payment apps are super convenient to use! However, you have to be so careful to make sure that you are sending the right amount of money to the right person at the right account. These apps are best reserved for close friends and businesses you frequent regularly, not one-off situations. If you must […]
Don’t be fooled! Thieves are getting more and more sophisticated in their scams to steal your money and your identify. Gone are the poor grammar and bad spelling errors that used to indicate scams. Smart people get fooled. The scammers are that good. Beware of scammers by knowing about 3 common scam themes, including: THREATS – Scammers […]
Need extra cash for the holidays? Take a break from loan payments with our Skip-A-Month Program! For some extra cash now, fill out our Skip-A-Month Program application and email it to us at STLBranch@frbfcu.org at least five (5) business days before the first payment you want to skip is due. Make sure you have what need […]