Written by Chris O’Shea Tips for converting a traditional IRA to a Roth IRA. Converting a Traditional IRA to a Roth IRA can be worthwhile, but timing matters. Deciding when to make this “Roth Conversion” primarily depends on whether you expect your current tax rate now to be lower than your future tax rates. When...Read More

FRB Federal Credit Union® is excited to introduce our new Online Book Club, inviting members to connect, learn, and grow together through thoughtful conversation. This virtual series will cover topics like personal finance, wellness, and personal growth. We are starting with The Wealth Ladder by Nick Maggiulli, a practical and insightful guide that breaks down...Read More

Written by Jean Chatzky Raise your score by doing a few key things. When it comes to credit scores, there’s almost always room for improvement. If you’ve pulled your score and you’re not satisfied with the number you received, there are several strategies to boost it. But first, you need a little insight into how...Read More

Written by Jean Chatzky A guide to why your score may have fallen — and how to boost it back up again. Checking your credit score is an easy way to tell if you’re making smart financial moves with your credit cards and loans. It’s a representation of how well you’re paying your bills, keeping...Read More

Saving for the future doesn’t have to feel overwhelming—it starts with small, intentional steps. That’s why FRB Federal Credit Union is proud to celebrate America Saves Week 2026, taking place April 6–10, 2026. This annual initiative is all about empowering individuals and families to build stronger financial habits and work toward lasting financial well-being. Throughout...Read More

Written by Chris O’Shea How an allowance can help kids learn about money. Giving kids an allowance can be a great way to teach them the value of money. Perhaps that’s one reason why so many parents do it. According to a study from T. Rowe Price, about 70 percent of all American kids get...Read More

Written by Jean Chatzky A guide for protecting your credit and personal data against data breaches. Do one thing: If you think you’re a victim of fraud and haven’t already put your credit on ice, contact the three main credit reporting agencies and freeze your credit. You won’t regret it. Protecting Your Financial Accounts National news...Read More

Written by Jean Chatzky Here’s a guide for those who may have to handle the estate of a loved one. Do one thing: Encourage or help aging parents and loved ones draft a will and an estate plan to ensure their wishes are known and carried out.  Managing Money Matters for a Loved One Stepping in...Read More

Written by Chris O’Shea How to deal with financial stress. Financial stress can be difficult. However, you can help yourself by simply being aware of that stress and using simple strategies to overcome it. Here’s a quick breakdown.  Finding the Perfect Gift Everyone wants to find the perfect gift, but it can be quite difficult...Read More

Written by Chris O’Shea How to tell if you’re financially healthy. Your personal and mental health are extremely important. Right below those two, we’d have your financial health. It matters a lot. How do you know if you’re financially healthy? Here’s a checklist. Start with Credit Score Start your quick checkup with your credit score....Read More