Back-to-school shopping can put a strain on your budget, but a little planning can go a long way! Before you start shopping, make a list of the school supplies, clothing, technology, and other essentials your family needs. Setting a budget ahead of time can help you avoid impulse purchases and keep spending on track. A...Read More

The holidays should be a time for celebration, not financial stress. By starting your holiday budget now, you can spread out expenses, avoid last-minute overspending and enjoy the season with greater peace of mind! Start With a Holiday Budget Make a list of your expected holiday expenses, including: Gifts Travel, meals, and entertainment Decorations, activities,...Read More

When comparing a High-Yield Savings Account (HYSA) and a Certificate of Deposit (CD), it is important to understand that each is designed to meet different savings needs. While High-Yield Savings Accounts often offer rates that exceed those of traditional savings accounts, those rates are variable and can rise or fall as market conditions change. As...Read More

Boost Your Budget: Score automatic cash back and uChoose Rewards® points by using your FRBFCU® Visa® cards. Audit Before Buying: Inventory last year’s leftover supplies and clothing before making a shopping list. Shop Tax-Free: Time your purchases with local sales tax holidays to maximize your bottom line. Gear up for the upcoming school year without...Read More

Written by Chris O’Shea Tips to help maintain your budget over the long term. Even with the best intentions, some budgeting pitfalls are hard to avoid. The good news? If you can recognize them early, you can avoid frustration—and more importantly, budgeting burnout. Here’s what to watch for. Guessing Variables The most common budgeting mistake is...Read More

Written by Chris O’Shea Learn how loud budgeting can help you. Loud budgeting is the latest trend in the financial world. And it’s gaining traction on social media. Taboo No More For a long time, money and finances were taboo topics. For whatever reason, the taboo surrounding financial discussions has stunted the growth of financial...Read More

Saving for the future doesn’t have to feel overwhelming—it starts with small, intentional steps. That’s why FRB Federal Credit Union is proud to celebrate America Saves Week 2026, taking place April 6–10, 2026. This annual initiative is all about empowering individuals and families to build stronger financial habits and work toward lasting financial well-being. Throughout...Read More

Written by Chris O’Shea How an allowance can help kids learn about money. Giving kids an allowance can be a great way to teach them the value of money. Perhaps that’s one reason why so many parents do it. According to a study from T. Rowe Price, about 70 percent of all American kids get...Read More

Written by Chris O’Shea How to deal with financial stress. Financial stress can be difficult. However, you can help yourself by simply being aware of that stress and using simple strategies to overcome it. Here’s a quick breakdown.  Finding the Perfect Gift Everyone wants to find the perfect gift, but it can be quite difficult...Read More

Written by Chris O’Shea How to tell if you’re financially healthy. Your personal and mental health are extremely important. Right below those two, we’d have your financial health. It matters a lot. How do you know if you’re financially healthy? Here’s a checklist. Start with Credit Score Start your quick checkup with your credit score....Read More