Written by Chris O’Shea Tips for converting a traditional IRA to a Roth IRA. Converting a Traditional IRA to a Roth IRA can be worthwhile, but timing matters. Deciding when to make this “Roth Conversion” primarily depends on whether you expect your current tax rate now to be lower than your future tax rates. When...Read More

Written by Jean Chatzky Raise your score by doing a few key things. When it comes to credit scores, there’s almost always room for improvement. If you’ve pulled your score and you’re not satisfied with the number you received, there are several strategies to boost it. But first, you need a little insight into how...Read More

Written by Jean Chatzky A guide to why your score may have fallen — and how to boost it back up again. Checking your credit score is an easy way to tell if you’re making smart financial moves with your credit cards and loans. It’s a representation of how well you’re paying your bills, keeping...Read More

Written by Chris O’Shea How an allowance can help kids learn about money. Giving kids an allowance can be a great way to teach them the value of money. Perhaps that’s one reason why so many parents do it. According to a study from T. Rowe Price, about 70 percent of all American kids get...Read More

Have you ever been asked to enter your credit union account login information, such as your member number and passcode, into a third-party website or app? This is different from authorizing an ACH payment. In this case, you are linking your account so that the third party has direct access to it. The site might...Read More

Late last night, one of our members got a jarring alert from the credit union’s Credit Sense tool:Someone had just run a credit check on him. Odd. That sinking feeling set in almost instantly. What was going on? He hadn’t applied for credit anywhere. He opened the credit union mobile app, tapped “View Credit Score,”...Read More

Written by Chris O’Shea Turn the taboo of money into productive financial steps in personal relationships. Money can be a sensitive issue, which is why it’s no surprise that it can impact personal relationships. Here are some ways that money can affect your relationship and what to do about each one. Communication is Key If...Read More

Written by Chris O’Shea Quick tips for cutting monthly expenses. Monthly bills can be a budget crusher. They are usually small costs that add up into big chunks that can make it difficult to stay afloat financially. With that in mind, here are some ways to reduce your monthly costs. 1. Cut Back There’s a...Read More

Retirement is a major milestone and with the right tools and knowledge, it can also be one of the most rewarding phases of your life. Whether you are days away from retiring or just beginning to explore what your future could look like; this free webinar is for you! Join us on Tuesday, June 17th,...Read More

In celebration of National Financial Literacy Month, we’re excited to offer you a free Estate Planning 101 Webinar from Trust & Will! This isn’t just about protecting your assets; it’s about building a legacy for future generations, ensuring your family benefits from your hard work and values.Join the FREE Estate Planning 101 Webinar on April...Read More