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Category

Budgeting
retail_shopping_with_credit_card
Written by Jean Chatzky Steps to Cut Retail Credit Card Costs! Retail credit cards can be tempting. Whatever the reason for getting a retail credit card, now you’re in deep, and simultaneously, the interest rates on these cards have soared. So, how do you regain your footing? Here are a few suggestions.  Prioritize Repayment. When we...
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questioning_woman_emergency_savings
Written by Jean Chatzky Is There a ‘Right’ Amount of Emergency Funds to Have Saved?  Do one thing: If you don’t have a separate emergency fund set up outside of your main checking account, open one and set up an electronic funds transfer to move a specific amount – say $20 to start – from...
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2024_budgeting_webinar
Your financial health is important! You want to be able to have the flexibility to do what you want, when you want, without worries. And we can help you get there by creating a realistic budget. Join our own CEO, Theresa Trimble, for a Budgeting & Personal Finance Webinar on Tuesday, January 23rd from 12:00 – 1:00...
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negotiating_price_couple_making_a_purchase
Everything is expensive, and you want to get a good deal when buying something. When you’re shopping for a big-ticket item, it pays to do your homework and ask for a deal. These five items are good things to negotiate the price to buy. They can say no, but the answer will automatically be no if you...
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financial_mistakes
Article Written by Chris O’Shea Some common money missteps to avoid with your financials. It can be easy to make mistakes with money. It’s easy to make mistakes with anything. However, with money, there are certain pitfalls that are easier to avoid than others. Here are some common money mistakes that can be avoided with...
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personal_finance_webinars
Personal finance is such a fascinating topic—it is way more than dollars and cents. We’re proud to help our members and any groups of individuals plan, work towards, and achieve their financial goals. Are any of these financial questions relevant to your or your group? How can you build financial independence during every stage of life?Are...
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cash_stuffing_cash_in_envelope
Written by Jean Chatzky Social media influencers make an old-school budgeting plan popular again Have you heard about the new “cash stuffing” trend on TikTok? There is a slew of short videos on the social media site that demonstrate how to take the cash from your paycheck and then divide it up into categories by...
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best_personal_finance_books_woman_reading
Want to impress others on the beach with your summer reading and get smarter about personal finance at the same time? The Wall Street Journal asked several personal finance experts to recommend their favorite books on personal finance. And our own Theresa Trimble recommended a 6th book about the meme stock craze from 2021 that should be required...
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lost_wallet
Written By: Chris O’Shea Losing your wallet or purse can be a frustrating experience. Your credit cards, ID, keys and cash are all seemingly out there in the world for anyone to find. Despite the feeling of helplessness, there are ways to mitigate the damage. Here are some steps to take immediately after losing your...
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helping_with_financial_literacy
Written By: Jean Chatzky As a nation, we have work to do when it comes to teaching the next generation the ins and outs of personal finance. Only 25 states require high school students to take a financial education course before graduation, according to a 2022 survey by the Council for Economic Education. These are...
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