So, you’re getting a tax refund? That’s great! What are you going to do with it?  If you don’t have an emergency fund, you put that refund right into a savings account right now and leave it there.  But treat yourself.  Maybe a tall latte?  Something small and tasty. And the rest goes into savings.   If you...Read More

Tax time can painful. Even before you know if you have to pay or you are getting a refund, you have to fill out the appropriate forms. If you are using tax prep software, do you know about the IRS’s free file program?  There are 10 companies that participate in the program this year; and they’re all...Read More

Do you know the name Maggie Lena Walker?  You should.  Especially during African American History Month, but really, she is an inspiration year-round.  Several years ago, I heard a talk by Tim Todd of FRB Kansas City about his book, “Let Us Put Our Money Together.  The Founding of America’s First Black Banks.”  Download the...Read More