Boost Your Budget: Score automatic cash back and uChoose Rewards® points by using your FRBFCU® Visa® cards. Audit Before Buying: Inventory last year’s leftover supplies and clothing before making a shopping list. Shop Tax-Free: Time your purchases with local sales tax holidays to maximize your bottom line. Gear up for the upcoming school year without...Read More

Written by Chris O’Shea Tips to help maintain your budget over the long term. Even with the best intentions, some budgeting pitfalls are hard to avoid. The good news? If you can recognize them early, you can avoid frustration—and more importantly, budgeting burnout. Here’s what to watch for. Guessing Variables The most common budgeting mistake is...Read More

Written by Chris O’Shea Learn how loud budgeting can help you. Loud budgeting is the latest trend in the financial world. And it’s gaining traction on social media. Taboo No More For a long time, money and finances were taboo topics. For whatever reason, the taboo surrounding financial discussions has stunted the growth of financial...Read More

Written by Chris O’Shea How to deal with financial stress. Financial stress can be difficult. However, you can help yourself by simply being aware of that stress and using simple strategies to overcome it. Here’s a quick breakdown.  Finding the Perfect Gift Everyone wants to find the perfect gift, but it can be quite difficult...Read More

Written by Chris O’Shea Are you ready for the unexpected? When a financial disaster strikes, you want to be prepared. There are some things you can do to be ready. Here’s a quick guide to prepping for a financial emergency. Budget First Make sure you have a solid household budget in place. If your finances...Read More

Written by Chris O’Shea Use your budget as a tool to pay off debt. If you’re struggling with debt, you can use a simple budget to dig yourself out. Yes, a simple budget is a great way to deal with debt. It provides a framework that will guide you to eventually being debt-free. Here’s what...Read More

Written by Jean Chatzky Consider these strategies for handling life’s financial surprises. Do one thing: If you don’t have an emergency fund, start now by setting aside a small amount every week in a separate account from the one you use to pay your monthly bills. If you tuck away just $10 a week, you can...Read More

Written by Chris O’Shea How to reach short-term financial goals. It’s helpful to have financial goals. For those goals that you want to achieve within a year or two, the time is now to get things in motion. Here are some ways you can set yourself up for short-term goal success. 1. Create or Revise...Read More

Your financial health is important! You want to be able to have the flexibility to do what you want, when you want, without worries. And we can help you get there by creating a realistic budget. Join our own CEO, Theresa Trimble, for a Budgeting & Personal Finance Webinar on Tuesday, January 23rd from 12:00 – 1:00...Read More

Article Written by Chris O’Shea Some common money missteps to avoid with your financials. It can be easy to make mistakes with money. It’s easy to make mistakes with anything. However, with money, there are certain pitfalls that are easier to avoid than others. Here are some common money mistakes that can be avoided with...Read More