Written by Chris O’Shea Why you should pay more than the minimum balance on a credit card. When using a credit card, the goal should always be to pay off the balance in full every month. However, sometimes that’s just not possible. For those times when it’s hard to pay off the entire balance, the...Read More

Written by Chris O’Shea Use your budget as a tool to pay off debt. If you’re struggling with debt, you can use a simple budget to dig yourself out. Yes, a simple budget is a great way to deal with debt. It provides a framework that will guide you to eventually being debt-free. Here’s what...Read More

(That Aren’t Snowball or Avalanche) Written by Jean Chatzky Consider these methods for paying down your high-interest debt. Do one thing: Set aside an hour and take a look at your last two months of financial statements. Review credit card expenses and checking account expenditures to see where your money is going.  Debt Weighing Heavy on...Read More

Written by Jean Chatzky A quick and painless way to shave dollars off your monthly bill and hundreds of dollars off your total interest paid. Ever thought about refinancing your car loan to capture a lower interest rate? It can be done.Unlike refinancing a home mortgage, the process is quick, and easy, with relatively low...Read More

Featured in Savvy Money Daily – Authored by Jean Chatzky How this pay-down-debt method works and how to use it. Americans are swimming – make that drowning – in credit card debt. The balances being carried by people who owe money on their revolving credit card accounts saw a $61 billion increase in the last...Read More