Late last night, one of our members got a jarring alert from the credit union’s Credit Sense tool:Someone had just run a credit check on him. Odd. That sinking feeling set in almost instantly. What was going on? He hadn’t applied for credit anywhere. He opened the credit union mobile app, tapped “View Credit Score,”...Read More

Written by Chris O’Shea Turn the taboo of money into productive financial steps in personal relationships. Money can be a sensitive issue, which is why it’s no surprise that it can impact personal relationships. Here are some ways that money can affect your relationship and what to do about each one. Communication is Key If...Read More

Written by Chris O’Shea Quick tips for cutting monthly expenses. Monthly bills can be a budget crusher. They are usually small costs that add up into big chunks that can make it difficult to stay afloat financially. With that in mind, here are some ways to reduce your monthly costs. 1. Cut Back There’s a...Read More

Written by Chris O’Shea Why you should pay more than the minimum balance on a credit card. When using a credit card, the goal should always be to pay off the balance in full every month. However, sometimes that’s just not possible. For those times when it’s hard to pay off the entire balance, the...Read More

Written by Chris O’Shea Are you ready for the unexpected? When a financial disaster strikes, you want to be prepared. There are some things you can do to be ready. Here’s a quick guide to prepping for a financial emergency. Budget First Make sure you have a solid household budget in place. If your finances...Read More

Written by Chris O’Shea Use your budget as a tool to pay off debt. If you’re struggling with debt, you can use a simple budget to dig yourself out. Yes, a simple budget is a great way to deal with debt. It provides a framework that will guide you to eventually being debt-free. Here’s what...Read More

Written by Chris O’Shea A new Gmail scam is on the rise. The rise of artificial intelligence also means the rise of AI-based scams. The most recent example is one targeting Gmail users. Here’s what you need to know if you use the Google Mail system. Scammers Goal This Gmail scam is basic: A scammer...Read More

Celebrating 90 Years of Service, Strength, and Member Commitment This year marks a major milestone for FRB Federal Credit Union®, our 90th anniversary of proudly serving our member-owners! Since 1935, we’ve remained true to the foundational principles of the credit union movement: people helping people. As a not-for-profit financial cooperative, we exist solely to serve...Read More

Written by Jean Chatzky Consider these strategies for handling life’s financial surprises. Do one thing: If you don’t have an emergency fund, start now by setting aside a small amount every week in a separate account from the one you use to pay your monthly bills. If you tuck away just $10 a week, you can...Read More

Written by Chris O’Shea Learn more about credit boosting services. A credit score is important, which is why so many people are looking for alternative ways to improve credit like boosting services. After all, these products claim to gather unconventional items — like on-time payments for streaming services — and use them to improve your...Read More