Navigating today’s financial world can feel overwhelming. Financial information and advice are everywhere, but not all of it is easy to understand or relevant to your personal situation. With so many different messages and opinions, it can be difficult to know what guidance to follow. That’s why this year’s International Credit Union (ICU) Day® theme,...Read More

Managing several credit cards, personal loans, or other debts can feel overwhelming, especially when each payment has a different due date and interest rate. A debt consolidation loan can simplify your finances by combining eligible debts into one convenient monthly payment. If you qualify for a lower interest rate than you’re currently paying, consolidation may...Read More

When it comes to managing your everyday finances, you might wonder whether it’s better to swipe a debit card or rely on a credit card. The truth is, you do not have to choose between the two. In fact, many FRB Federal Credit Union members find that carrying both cards in their wallet offers the...Read More

Written by Jean Chatzky Using micropayments to help you knock down high-interest debt faster. Do One Thing: Consider paying part of your credit card bill a couple of weeks earlier each month to get in the habit of paying down the debt more quickly. The Power of Micropayments Here’s something that credit card companies charging...Read More

Written by Jean Chatzky A guide for protecting your credit and personal data against data breaches. Do one thing: If you think you’re a victim of fraud and haven’t already put your credit on ice, contact the three main credit reporting agencies and freeze your credit. You won’t regret it. Protecting Your Financial Accounts National news...Read More

Written by Jean Chatzky Here’s a guide for those who may have to handle the estate of a loved one. Do one thing: Encourage or help aging parents and loved ones draft a will and an estate plan to ensure their wishes are known and carried out.  Managing Money Matters for a Loved One Stepping in...Read More

Written by Chris O’Shea How to deal with financial stress. Financial stress can be difficult. However, you can help yourself by simply being aware of that stress and using simple strategies to overcome it. Here’s a quick breakdown.  Finding the Perfect Gift Everyone wants to find the perfect gift, but it can be quite difficult...Read More

Written by Chris O’Shea How to tell if you’re financially healthy. Your personal and mental health are extremely important. Right below those two, we’d have your financial health. It matters a lot. How do you know if you’re financially healthy? Here’s a checklist. Start with Credit Score Start your quick checkup with your credit score....Read More

Written by Jean Chatzky Build peace of mind with these stress-busting financial habits. Do one thing: If you aren’t already consistently saving, it’s time to set up a separate account to begin building up a cash cushion. Why? Having some money set aside can help ease anxiety, especially in tough times. Dealing with Money Issues...Read More

Written by Chris O’Shea Tips to help you save for both long-term and emergency savings. Having a well-stocked emergency fund is important. But so is saving for retirement. So, how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know. Emergency Fund is Important An emergency savings...Read More