Written by Chris O’Shea Are you ready for the unexpected? When a financial disaster strikes, you want to be prepared. There are some things you can do to be ready. Here’s a quick guide to prepping for a financial emergency. Budget First Make sure you have a solid household budget in place. If your finances...Read More
Written by Chris O’Shea Use your budget as a tool to pay off debt. If you’re struggling with debt, you can use a simple budget to dig yourself out. Yes, a simple budget is a great way to deal with debt. It provides a framework that will guide you to eventually being debt-free. Here’s what...Read More
Written by Chris O’Shea A new Gmail scam is on the rise. The rise of artificial intelligence also means the rise of AI-based scams. The most recent example is one targeting Gmail users. Here’s what you need to know if you use the Google Mail system. Scammers Goal This Gmail scam is basic: A scammer...Read More
Celebrating 90 Years of Service, Strength, and Member Commitment This year marks a major milestone for FRB Federal Credit Union®, our 90th anniversary of proudly serving our member-owners! Since 1935, we’ve remained true to the foundational principles of the credit union movement: people helping people. As a not-for-profit financial cooperative, we exist solely to serve...Read More
Written by Jean Chatzky Consider these strategies for handling life’s financial surprises. Do one thing: If you don’t have an emergency fund, start now by setting aside a small amount every week in a separate account from the one you use to pay your monthly bills. If you tuck away just $10 a week, you can...Read More
Written by Chris O’Shea Learn more about credit boosting services. A credit score is important, which is why so many people are looking for alternative ways to improve credit like boosting services. After all, these products claim to gather unconventional items — like on-time payments for streaming services — and use them to improve your...Read More
Drivers across the U.S. are being hit with fraudulent text messages claiming to be from toll operators like E-ZPass. These messages threaten fines for unpaid tolls and aim to steal personal and financial information. Security experts warn that these scams are becoming increasingly sophisticated, driven by new phishing tools. Recently, the Massachusetts Department of Transportation...Read More
Written by Chris O’Shea How much to budget for some common surprise expenses. According to a recent report, 56 percent of American adults have dealt with a “surprise expense” within the last year. The average cost of that expense was a whopping $5,500. What does that mean? It means a healthy emergency fund is necessary. Here’s a...Read More
We Are Currently Accepting Nominations for our Board of Directors! FRBFCU® is accepting nominations of members to serve on our Board of Directors now through Friday, February 14, 2025. Please submit your nomination by February 14th for consideration. To learn more about serving on the Board of Directors, please visit our website. If you would like to run...Read More
Written by Chris O’Shea How to reach short-term financial goals. It’s helpful to have financial goals. For those goals that you want to achieve within a year or two, the time is now to get things in motion. Here are some ways you can set yourself up for short-term goal success. 1. Create or Revise...Read More
