Written by Chris O’Shea Tips to help maximize your Social Security benefits If you are nearing retirement, you’re likely wondering when you should claim Social Security benefits. Unfortunately, there’s no exact answer because everyone’s situation is different. However, you can think the decision through and come up with a number that fits you. Here are...Read More

Want to impress others on the beach with your summer reading and get smarter about personal finance at the same time? The Wall Street Journal asked several personal finance experts to recommend their favorite books on personal finance. And our own Theresa Trimble recommended a 6th book about the meme stock craze from 2021 that should be required...Read More

Featured in Savvy Money Daily – Authored by Jean Chatzky Making a will 101 and what happens if you don’t have one. High on the list of things people don’t like to think about: bills, taxes, calories and, yes, death. That goes a long way toward explaining why only 42 percent of U.S. adults have...Read More

Featured in Savvy Money Daily – Authored by Jean Chatzky How this pay-down-debt method works and how to use it. Americans are swimming – make that drowning – in credit card debt. The balances being carried by people who owe money on their revolving credit card accounts saw a $61 billion increase in the last...Read More

Featured in Savvy Money Daily – Authored by Chris O’Shea Good money habits begin with the proper outlook. The way you think about money can impact many things, from the way you live your life to how much money you make when you retire. In some cases, if you think it, it will happen. So...Read More

Featured in Savvy Money Daily – Authored by Chris O’Shea Savvy tips for improving financial health! April is Financial Literacy Month. It’s a good time to reset your money mindset and get back to basics. Here are some budgeting tips for you to ring in the month. Make it Automatic Instead of relying on yourself...Read More

Featured in Savvy Money Daily – Authored by Jean Chatzky There’s a saying you’ve probably heard before about the few absolutes there are in life: None of us will live forever and taxes are practically unavoidable. We should add one more: Almost everyone needs a budget, even if they don’t know it yet. In our...Read More

Featured In CUSO Mag – Authored by Julie Gessner & Theresa Trimble Networks provide access to ideas, resources, support, role models, and human connection. In the credit union industry, these networks are our lifeblood. Recently, I had the honor of attending the inaugural meeting of the Credit Union Women’s Leadership Alliance (CUWLA), held in Santa Fe, New...Read More

Written By: Chris O’Shea Losing your wallet or purse can be a frustrating experience. Your credit cards, ID, keys and cash are all seemingly out there in the world for anyone to find. Despite the feeling of helplessness, there are ways to mitigate the damage. Here are some steps to take immediately after losing your...Read More

Written By: Jean Chatzky As a nation, we have work to do when it comes to teaching the next generation the ins and outs of personal finance. Only 25 states require high school students to take a financial education course before graduation, according to a 2022 survey by the Council for Economic Education. These are...Read More