Main Number: 866-385-9281 (Toll-Free)   |   St. Louis Office: 866-385-9281, Press 3   |   Email: help@frbfcu.org   |   RTN/ABA #: 254074581

Tag

Saving Money
couple_with_checking_account
Theresa Trimble, our President & CEO, is often asked “why should I bank at your credit union instead of one of the big banks?”  She always explains how credit unions exist to serve their members—we don’t have stockholders demanding a return on their investment. Because we focus on our members’ needs, we charge low, and often...
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man_in_convertible
Written by Chris O’Shea How to save cash buying a car this summer. If you’re shopping for a car this summer, there are ways to save some cash. As long as you take your time, shop around, and consider every option available, you’ll make the transaction as affordable as possible. Here are some tips for...
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man_working_on_finances
Written by Jean Chatzky Want to dig yourself out of high-interest debt? Here’s how: Do you have a wallet full of credit cards and carry balances from month to month? Figuring out how to pay those growing debts off can sometimes feel impossible. Ask yourself the following questions: Should I only make the minimum payments?Do...
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saving_money
In honor of America Saves Week, we’re hosting pop-up branches in DC and St. Louis throughout the week. Tuesday, 4/9, 11 AM – 2 PM: DC – Martin Building CafeteriaWednesday, 4/10, 11 AM – 2 PM:DC – NY Avenue Building LobbySTL – Outside the HUBThursday, 4/11, 11 AM – 2 PM: DC – International Square,...
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insurance_deductibles
Written by Jean Chatzky Should you have a high deductible or a lower deductible? Do one thing: Get a copy of your insurance policies for your home, auto, and healthcare coverage and see what your deductibles are. Then, check in with your agents to find out how lowering those could potentially change your monthly payments. It...
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retail_shopping_with_credit_card
Written by Jean Chatzky Steps to Cut Retail Credit Card Costs! Retail credit cards can be tempting. Whatever the reason for getting a retail credit card, now you’re in deep, and simultaneously, the interest rates on these cards have soared. So, how do you regain your footing? Here are a few suggestions.  Prioritize Repayment. When we...
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questioning_woman_emergency_savings
Written by Jean Chatzky Is There a ‘Right’ Amount of Emergency Funds to Have Saved?  Do one thing: If you don’t have a separate emergency fund set up outside of your main checking account, open one and set up an electronic funds transfer to move a specific amount – say $20 to start – from...
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negotiating_price_couple_making_a_purchase
Everything is expensive, and you want to get a good deal when buying something. When you’re shopping for a big-ticket item, it pays to do your homework and ask for a deal. These five items are good things to negotiate the price to buy. They can say no, but the answer will automatically be no if you...
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teaching_your_kids_to_save
Written by Jean Chatzky When it comes to teaching children about money—including the importance of saving for the future—it’s smart to start early. And it’s really up to us, the parents, family members, and mentors of the next generation, to drive these points home. While it may seem a little daunting, building a strong financial...
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how_to_change_your_money_mindset_blog
Featured in Savvy Money Daily – Authored by Chris O’Shea Good money habits begin with the proper outlook. The way you think about money can impact many things, from the way you live your life to how much money you make when you retire. In some cases, if you think it, it will happen. So...
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