Written by Jean Chatzky Should you have a high deductible or a lower deductible? Do one thing: Get a copy of your insurance policies for your home, auto, and healthcare coverage and see what your deductibles are. Then, check in with your agents to find out how lowering those could potentially change your monthly payments. It...Read More

Written by Jean Chatzky Steps to Cut Retail Credit Card Costs! Retail credit cards can be tempting. Whatever the reason for getting a retail credit card, now you’re in deep, and simultaneously, the interest rates on these cards have soared. So, how do you regain your footing? Here are a few suggestions.  Prioritize Repayment. When we...Read More

Written by Jean Chatzky Is There a ‘Right’ Amount of Emergency Funds to Have Saved?  Do one thing: If you don’t have a separate emergency fund set up outside of your main checking account, open one and set up an electronic funds transfer to move a specific amount – say $20 to start – from...Read More

Everything is expensive, and you want to get a good deal when buying something. When you’re shopping for a big-ticket item, it pays to do your homework and ask for a deal. These five items are good things to negotiate the price to buy. They can say no, but the answer will automatically be no if you...Read More

Written by Jean Chatzky When it comes to teaching children about money—including the importance of saving for the future—it’s smart to start early. And it’s really up to us, the parents, family members, and mentors of the next generation, to drive these points home. While it may seem a little daunting, building a strong financial...Read More

Featured in Savvy Money Daily – Authored by Chris O’Shea Good money habits begin with the proper outlook. The way you think about money can impact many things, from the way you live your life to how much money you make when you retire. In some cases, if you think it, it will happen. So...Read More

Featured in Savvy Money Daily – Authored by Chris O’Shea Savvy tips for improving financial health! April is Financial Literacy Month. It’s a good time to reset your money mindset and get back to basics. Here are some budgeting tips for you to ring in the month. Make it Automatic Instead of relying on yourself...Read More

Featured in Savvy Money Daily – Authored by Jean Chatzky There’s a saying you’ve probably heard before about the few absolutes there are in life: None of us will live forever and taxes are practically unavoidable. We should add one more: Almost everyone needs a budget, even if they don’t know it yet. In our...Read More

Written By: Jean Chatzky As a nation, we have work to do when it comes to teaching the next generation the ins and outs of personal finance. Only 25 states require high school students to take a financial education course before graduation, according to a 2022 survey by the Council for Economic Education. These are...Read More

Happy New Year! The Year of The Rabbit, that is, a tradition in Chinese culture going back centuries. What can we learn from our little furry friend? The rabbit is a symbol of longevity, peace, and prosperity. Will the rabbit bring you those things? Well, not actually. You have to seek them yourself, and you can! Longevity: Eat healthy, maintain a...Read More